Payment options
Payment Options
1. Payment is expected when services are rendered. In order to focus on our patient’s needs, customer service, and minimizing costs, we do not bill.
2. We will also be happy to work with any pet insurance providers to supply the information needed for claim submittal.
3. We accept debit cards, credit cards (Visa, Mastercard, Discover, American Express), checks, and cash.
4. When unexpected illness strikes a pet, unexpected expense strikes as well. Virginia Veterinary Specialists understands this and is able to make some special arrangements through the CareCredit program. You can either call (434) 202-2987 or apply online for immediate approval at: www.CareCredit.com.
Flexible Payment Options for Your Convenience
We thank you for entrusting us with the care of your pet. We offer several payment options for our clients — cash, check, and all major credit cards. For those clients who need financial assistance, we offer two options below.
The preferred payment partner of VA Vet Specialists
CareCredit is a credit card used for medical financing. From routine appointments to emergency situations or surgeries, CareCredit gives pet owners the peace of mind needed to care for pets big and small.
Unlike traditional pet financing or veterinary payment plans, the CareCredit credit card gives you the flexibility to use your card again and again for your pet's procedures.

Scratchpay offers simple payment plans for medical financing, some with zero interest. Since Scratchpay is not a credit card, it does not affect your credit score.
Apply for a payment plan from your phone or desktop, check your rate and pick your payment plan, and get the care your pet needs.
- Instant approvals.
- No hidden fees.
- No prepayment penalty.
- No deferred interest.
- No surprises.
